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What is a Co-operative



What is a Co-operative


A cooperative, also known as a co-op, is a type of organization that is owned and operated by its members. It is based on the principle of mutual benefit, where members work together to achieve common goals. In a cooperative, members have equal rights and responsibilities, and the profits or benefits are shared among them.


There are different types of cooperatives, including:


  • Consumer cooperatives: These cooperatives are owned by consumers who purchase goods and services from the cooperative. Examples include grocery stores, credit unions, and housing cooperatives.

  • Worker cooperatives: These cooperatives are owned and operated by the workers who work for the cooperative. Examples include worker-owned factories, restaurants, and farms.

  • Producer cooperatives: These cooperatives are owned by producers who sell their products to the cooperative. Examples include agricultural cooperatives and fishing cooperatives.


Singapore does not have a strong cooperative movement, but there are a few cooperatives and cooperative-like organizations. These include:


  • NTUC FairPrice: While not strictly a cooperative, it is a consumer cooperative owned by the National Trade Union Congress (NTUC). It operates supermarkets, hypermarkets, and other retail outlets across Singapore.

  • Singapore National Co-operative Federation (SNCF): This is a federation of cooperatives in Singapore, including credit unions, housing cooperatives, and consumer cooperatives. It provides support and services to its member cooperatives.

  • People's Association (PA): The PA is a government-linked organization that manages community centers and other community facilities. It promotes community involvement and has a cooperative-like structure, with residents participating in decision-making and management.

  • Self-Help Group (SHG): SHGs are community-based groups that provide support and assistance to their members, often in areas such as health, education, and social welfare. They operate on a cooperative basis, with members contributing to and benefiting from the group's activities.


Overall, cooperatives are not as prevalent in Singapore as they are in other countries with stronger cooperative movements. However, there are a few examples of cooperatives and cooperative-like organizations that are contributing to the Singaporean economy and society.


Registry of Co-operative Societies


The Registry of Co-operative Societies (RCS) is a government agency in Singapore responsible for regulating and overseeing cooperative societies. It ensures that cooperatives comply with the Cooperative Societies Act and the Cooperative Societies Regulations.


The RCS performs various functions, including:


  • Registration of cooperatives: It registers new cooperatives and updates the registration of existing cooperatives.

  • Supervision of cooperatives: It monitors the activities of cooperatives to ensure compliance with the law and good governance.

  • Investigation of complaints: It investigates complaints against cooperatives and takes appropriate action if necessary.

  • Liquidation of cooperatives: It can liquidate cooperatives that are unable to continue operating.

  • Education and training: It provides education and training to cooperatives and their members on cooperative principles and practices.


The RCS is a key agency in promoting the development of cooperatives in Singapore. It provides a regulatory framework that ensures that cooperatives operate fairly and efficiently, and it supports cooperatives in achieving their objectives.


Setting Up a Cooperative in Singapore


Understanding the Process


While Singapore doesn't have a particularly strong cooperative movement compared to some other countries, it is possible to set up a cooperative. Here's a general outline of the process:


  1. Form a Group:


    • Gather a group of individuals with a shared interest or goal.

    • Discuss the potential benefits of forming a cooperative.


  2. Draft a Constitution:


    • Create a document outlining the cooperative's rules, objectives, and governance structure.

    • Ensure it complies with Singapore's Cooperative Societies Act.


  3. Register with the Registry of Co-operative Societies (RCS):


    • Submit the completed constitution and other required documents to the RCS.

    • Pay the registration fee.


  4. Obtain Necessary Licenses or Permits:


    • Depending on the nature of the cooperative, you may need additional licenses or permits. For example, a cooperative operating a restaurant would need a food license.


  5. Develop a Business Plan:


    • Outline the cooperative's goals, strategies, and financial projections.

    • This will help attract members and secure funding.


  6. Recruit Members:


    • Promote the cooperative and encourage individuals to join.

    • Clearly communicate the benefits of membership.


  7. Start Operations:


    • Begin providing goods or services based on the cooperative's objectives.

    • Implement the governance structure outlined in the constitution.


Key Considerations


  • Legal Compliance: Ensure that all activities comply with Singapore's laws and regulations.

  • Governance: Establish a democratic governance structure where members have a say in decision-making.

  • Financial Management: Maintain transparent financial records and distribute profits fairly among members.

  • Sustainability: Develop a long-term plan to ensure the cooperative's sustainability.


Remember, setting up a cooperative can be a challenging process. It's essential to have a clear vision, a dedicated team, and a strong commitment to the cooperative principles.


Additional Resources


  • Registry of Co-operative Societies (RCS): The official government agency responsible for regulating cooperatives in Singapore.

  • Singapore National Co-operative Federation (SNCF): A federation of cooperatives that can provide support and guidance.

  • How to set up a co-op


How Bestar Can Help in Setting Up a Co-operative


Bestar can provide invaluable assistance throughout the process of setting up a cooperative in Singapore. Here are some key ways we can help:


  1. Drafting the Constitution:


    • Ensure the constitution complies with Singapore's Cooperative Societies Act and regulations.

    • Tailor the constitution to the specific needs and goals of the cooperative.


  2. Registration and Licensing:


    • Assist in the registration process with the Registry of Co-operative Societies (RCS).

    • Advise on any necessary licenses or permits required for the cooperative's operations.


  3. Governance Structure:


    • Help establish a suitable governance structure that aligns with the cooperative's principles and objectives.

    • Advise on the roles and responsibilities of different members and committees.


  4. Financial Matters:


    • Provide guidance on financial management practices, including accounting standards and profit-sharing arrangements.

    • Assist in developing a sound financial plan.


  5. Contractual Agreements:


    • Draft and review contracts related to the cooperative's operations, such as leases, supplier agreements, and employment contracts.


  6. Regulatory Compliance:


    • Ensure that the cooperative's activities comply with all relevant laws and regulations.

    • Stay updated on any changes in the legal landscape that may affect the cooperative.


  7. Business Structure:


    • Advise on the most suitable legal structure for the cooperative, considering factors such as liability, taxation, and ownership.


  8. Intellectual Property:


    • Assist in protecting the cooperative's intellectual property, such as trademarks, copyrights, and patents.


  9. Mergers and Acquisitions:


  • Provide guidance on potential mergers or acquisitions involving the cooperative.


By engaging Bestar, you can benefit from our expertise and avoid potential legal pitfalls, ensuring a smooth and successful establishment of your cooperative.









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